Are you confused by the world of health insurance? Don't worry, we've got you covered!

Let's start with the basics - What is a deductible? A deductible is the amount you pay out-of-pocket before your insurance kicks in

Next up, we have copayments - A copayment is a fixed dollar amount you pay for a specific medical service.

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Coinsurance is a bit different. It's a fixed percentage of the cost of a medical service that you pay.

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Minimum Essential Coverage (MEC) Deductible is a type of deductible that only applies to essential health benefits coverage

Annual Deductible is a type of deductible that requires you to pay a certain amount of out-of-pocket expenses before your insurance coverage begins.

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Proportional Deductible can make health insurance more affordable but also has drawbacks such as limited coverage and complex calculations.

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Out-of-Pocket Maximum (OOPM) is an important aspect of a health insurance policy that can provide financial protection

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When it comes to picking a health insurance plan, it's important to do your research and understand the different types of deductibles

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Don't be afraid to consult with a professional to ensure the best fit for you and your family.

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